Credittara India Nidhi Ltd.'s Fixed Deposit scheme offers a secure and rewarding investment option for your hard-earned money. With competitive interest rates and flexible tenure options, it ensures steady growth of your savings. Enjoy the benefits of guaranteed returns, easy renewal, and premature withdrawal facilities, all tailored to suit your financial needs. Secure your future with a trusted partner in financial growth.
- Depositor has to fulfill KYC norms as per RBI directive.
- Customer can Open Fix Deposit A/c with minimum of Rs.500/-
- Guardian can open Minor's Fix Deposit A/c. When minor turn major then after providing valid age proof he/she can withdraw the amount with his/her signature.
- In the case of premature withdrawal of deposit it will observe that what is the period the deposit remained with bank, then the Interest Rate will be compare between present/ Existing rate and the rate at the time of deposit which ever is less will be applicable and 1% penalty will also deduct from interest rate and then the interest calculation will be done on the deposit amount and that interest amount will be payable to the customer.
- All rights r eserved to the Bank's management to Change the Interest Rate of the Fix Deposit Scheme without prior notice. Change of Interest rate will be applicable to new deposits only.
- The Bank having rights of appropriation, set off, lien and change the rules and regulation for the scheme.
- Valid Photo I.D. & Address Proof of proprietor / partners / directors:
- (A) Any one of the following as Photo ID proof for all partners/directors or proprietor:
- Passport
- Driving License
- Voter ID Card
- Government Approved College/University I.Card
- Government/Semigovernment/Department I.Card
- (B) Any one of the following as Address Proof:
- Electricity Bill (not more than 2 months old)
- BSNL Landline Telephone Bill (not more than 2 months old)
- Municipal Tax Bill
- Passport Size Photograph - 2 Copies
- Pan Card
- Birth Certificate for minor account
- Senior Citizens must produce age proof to avail extra Interest Rate benefit
Low Interest
Helping you save securely with flexible options.
Financial Investment
Seamless and safe transactions for your convenience.
Credit Transactions
Secure payment solutions tailored for your needs.
Contact Us
Plot/434 2nd Floor Mustafapur Khagaul road near Royal Inn marriage hall Patna - 801105 Bihar