Credittara India Nidhi Ltd. offers Vehicle Loans to help you own your dream car or bike with ease. With competitive interest rates and flexible repayment options, we make financing your vehicle simple and hassle-free. Drive your aspirations forward with our support! Loan is available for purchase of two wheelers, three wheelers, four wheelers and for Commercial vehicles and also for purchase of two years old car with good condition.
| No. | Loan Type | Interest Rate |
|---|---|---|
| 1. | Four Wheeler Loan | 08.00% |
| 2. | Two Wheeler Loan | 09.00% |
| 3. | Four Wheeler Loan (Old) | 13.00% |
| 4. | Three Wheeler / Commercial Vehicle loan | 10.50% |
Applicant's Document Details :
- Applicants last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
- Last tax bill / certificate from society chairman/Secretary if applicant owned property
- 3 Photographs of Applicant
- Address proof - electric bill /telephone bill (any one) As per KYC norms
- Photo proof - Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms
- Quotation of vehicle
- Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
Gaurantor Document details :
- Address proof - Electric bill / Telephone bill/ Tax bill
- Photo proof - Aadhar card /Pan card / Voter card / Driving license
- Last three years copy of income tax return, or Pay slip of last 3 Months.
- 3 photographs of Applicant.
- Gaurantor has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to Gaurantor after verification.
Conditions :
- We give loan up to 90% of quotation of basic price. for transport/ commercial vehical Bank will give loan upto 85% of quotation of basic price.
- Applicant has to take insurance of full value of vehicle in favour of bank.
- The Loan for two wheelers, three wheelers will be repaid with interest in 36 to 60 equal monthly instalments.
- Applicant have to pay margin amount to the bank. Bank will issue Banker cheque of full amount in the name of dealer.
- Applicant have to submit Xerox copy of invoice, receipt, insurance policy, RTO book showing Bank's lien recorded with RTO.
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Contact Us
Plot/434 2nd Floor Mustafapur Khagaul road near Royal Inn marriage hall Patna - 801105 Bihar